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Privacy Policy

This Privacy Policy governs your use of the PowerLend web site (the “Website”) and any content, products or services made available from or through this Website. The purpose of this Privacy Policy is to describe the information collection, use, and dissemination practices of PowerLend. We reserve the right to modify this privacy policy at any time, so please review it frequently.

Collection of Information

Each time you provide information via the Website, PowerLend may obtain and collect personally identifiable information provided by you, including, but not limited to, your name, email address, mailing address, social security number, credit card information, and telephone or cell phone number. You may also provide us with information that, when combined with personally identifiable information, provides us with a better idea of who you are, including but not limited to your gender, birthday, marital status, and education level (collectively referred to as “personal information”). If you choose to access our Website, use our services or purchase our products, we may require you to provide personal information as indicated on the forms throughout the site.

Log Files

This Website makes use of log files. These files merely log visitors to the site — usually a standard procedure for hosting companies and a part of hosting services’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Website Statistics

Our Website uses cookies to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other information that the visitor sends via their browser. Cookies assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: keep track of the number of return visits to this site; accumulate and report aggregate, statistical information on Website usage; deliver specific content to you based on your interests or past viewing history; save your password for ease of access to our Website. You can disable cookies, although the Website may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set.

Personal Financial Information

Any personal financial information you share with us (e.g., social security numbers, financial information, credit card numbers) will be saved, if at all, on a secured website and/or server. This information will only be available to our employees and affiliates, persons or entities providing services in connection with your loan that have a need to know the information, entities that may acquire or service your loan, or our attorneys, accountants and auditors, all of whom agree to and are bound to keep your information secure and confidential. We may also provide your personal financial information to government agencies to fulfill legal, reporting and regulatory requirements, or in response to government authorized requests for information (like subpoenas or civil investigative demands).

Other Non-Public Information

We may share some of the non-public information we collect about you with third parties, like companies performing services on our behalf, so long as those parties agree to keep your information confidential. We may also release your non-public information when we believe the release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Use of Information and Materials

This Privacy Policy describes how PowerLend currently uses your information, but we may change or broaden its use at any time and may update this policy from time to time. We may use information provided to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing and package stuffers, among other possible uses. You may opt-out of PowerLend’s email newsletter or messages by either unchecking the box next to newsletter or by clicking the “unsubscribe” button in the emails that you receive. When you unsubscribe, you will receive an e-mail confirming your decision to opt-out. If you wish to know or change any personal data we have on file, feel free to contact us at info@powerlend.com.

Other Third-Party Service Providers

From time to time, we may use services provided by third-parties to facilitate the making of our loans, to identify fraud, to enhance the user experience for the Website, to improve the performance of the Website, to understand more about our site visitors, or to otherwise assist us in improving or making decisions about our marketing and business operations. Because this Privacy Policy applies only to the PowerLend Website it may be different than that of the non-affiliated third-parties to whom your information may be disclosed to process the financial product or service you request or authorize.

Your Use of This Website

By using our Website, you certify to PowerLend that you are an adult under the laws of the jurisdiction where you reside and that you have had an opportunity to review the terms of this privacy policy and the Terms and Conditions posted on this Website. Do not use our Website or disclose any personal information if the terms of this Privacy Policy are not acceptable to you or if you do not agree to all provisions of our Terms and Conditions.

Governing Law

Your usage of this Website is governed by the laws of the State of California and any applicable Federal laws and regulations. If you provide information while using this Website, you will be deemed to have authorized the transfer of your information to PowerLend located in California.

Notice to California Residents

California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact us using the contact form on this website, by email at info@powerlend.com or write to us at PowerLend, 10325 Jefferson Boulevard, Culver City, CA 90232.

Contact Us

If you have questions or concerns regarding this policy, please contact us using the contact form on this website, by email at info@powerlend.com, or by mail at:

10325 Jefferson Blvd.
Culver City, CA 90232